Terms of Service

1. Acceptance of Terms

By accessing and using this Sell vs Let Calculator (the "Service"), you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

The Service provides financial calculations to help users compare the potential outcomes of selling versus letting their property. The Service is provided for informational purposes only.

3. Not Financial Advice

The Service does not constitute financial, investment, tax, or legal advice. All calculations are estimates based on user-provided inputs and default assumptions. Results should not be relied upon as the sole basis for making property-related decisions.

We strongly recommend consulting with qualified, independent financial, tax, and legal advisors before making any decisions regarding your property.

4. UK-Specific Calculations

The Service uses UK tax rules and regulations, including but not limited to:

• Capital Gains Tax rates and Private Residence Relief
• UK income tax brackets and rates
• Section 24 mortgage interest tax credit rules

The Service is not appropriate for users in other jurisdictions.

5. Accuracy and Limitations

While we strive for accuracy, we do not guarantee:

• The accuracy, completeness, or currentness of calculations
• That the Service will be error-free or uninterrupted
• That results will match actual future outcomes

Tax laws, market conditions, and personal circumstances can change. Calculations are based on assumptions that may not reflect your specific situation or future market performance.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Service
• Any decisions made based on information provided by the Service
• Any errors or omissions in calculations
• Any unauthorized access to or alteration of your inputs

7. User Responsibilities

You agree to:

• Provide accurate information when using the Service
• Use the Service only for lawful purposes
• Verify all results with qualified professionals
• Not rely solely on the Service for property decisions

8. Privacy

Your use of the Service is also governed by our Privacy Policy. All calculations are performed client-side in your browser. We do not store or transmit your financial data.

9. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the modified terms.

10. Intellectual Property

All content, features, and functionality of the Service are owned by us and are protected by copyright, trademark, and other intellectual property laws.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

12. Contact

If you have questions about these Terms of Service, please contact us at support@sellorlet.com.